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    Our business is based on our desire to bank responsibly, to be a reliable partner and to work for the benefit of society.

    One of our goals and an indicator of corporate success is the integration of the Environmental, Social and Governance (ESG) into the bank’s business model.

    More and more companies realize the importance of complying with the Environmental, Social and Governance (ESG) in their business activities. This is the more comprehensive term for sustainable and responsible banking.

    What is ESG

    ESG stands for Environmental, Social, and Governance. These are three business aspects that are considered key factors in measuring a company’s sustainability. Each of these aspects include:

    • Environmental protection

      Climate change by reducing the carbon footprint, water and waste management, increasing energy efficiency, etc.

    • Social activity

      Good company integration and the support it provides to all stakeholders and local communities. It includes protection of human rights, modern labour standards and ensuring a healthy and safe workplace, etc.

    • Corporate management

      Transparent company management, balancing the interests of all stakeholders, business model for long-term value creation and sustainability, anti-corruption and anti-money laundering.

    Responsible banking principles

    Sustainability is not just a short-term trend; it is the result of all aspects and provides to the companies a long-term business opportunity. But it is also a responsibility.

    One of our main goals and an indicator of corporate success is the integration of the Environmental, Social, and Governance (ESG) into the bank’s business model. Our business strategy, as well as our products, services and processes are in compliance with ESG.

    To achieve this, we do not limit ourselves to generating economic value, but take into account the social and environmental impact of our business activities. We believe that this is the way to achieve efficiency and sustainability in our results.

    Our contribution

    Sustainable business and investments in sustainable development are the future direction for development of economies and societies in a global aspect. This is a huge opportunity for Bulgarian companies, which we strive to support with sustainable financial products and services, information and advice.

    Initiatives and campaigns

    Sustainable financing for corporate clients

    As a socially responsible financial institution, we strive to support our corporate clients in their efforts to protect the environment through sustainable investments. We offer flexible conditions and expertise in financing green and sustainable projects.

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    Corporate social responsibility

    The bank has created and follows a policy of social responsibility, which is a guarantee for clear and transparent relations in all business areas and public life.

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    Choose to Help charity campaign

    Since the creation of "Choose to Help" in 2009, the platform has brought together current socially significant causes in the field of health care, social affairs, culture and education, and environmental protection.

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    Increasing the financial literacy of children and young people

    As part of our socially responsible policy, since 2017, the programme has helped improve the financial culture of thousands of Bulgarian school and university students. 

    Your Green Footprint

    The programme is part of the bank's policy in the field of environmental, social and corporate governance (ESG) and includes a number of initiatives for a greener Bulgaria

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    Eco initiative for employees

    Generating ideas by sharing good practices that employees apply in their everyday life and that the bank could adapt to its corporate environment. This is the goal of our first internal green initiative "The Green Idea Suits You".