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    On 10th of April,  2023, UBB and KBC Bank Bulgaria officially united after the re-organization of KBC Bank Bulgaria EAD, through its merger into United Bulgarian Bank AD, was entered in the Commercial Register. The legal merger is the next step in the integration of the two banks after the Belgian KBC Group acquired the business of Raiffeisen Bank International in Bulgaria in the summer of 2022.

    UBB was established in 1992 through the consolidation of 22 regional Bulgarian commercial banks. After UBB’s acquisition by the Belgian group the bank was awarded the highest credit rating in Bulgaria according to the assessment of Fitch Credit Rating Agency - ‘A-‘ - higher than the sovereign one for Bulgaria. Thanks to its excellently developed distribution network UBB has branches throughout this country’s territory.

    The companies, part of KBC Group in Bulgaria, are United Bulgarian Bank, DZI General Insurance, DZI Life Insurance, UBB Interlease, UBB Pension Insurance, UBB Asset Management, UBB Factoring, UBB Insurance Broker, UBB General Broker Bulgaria, KBC Bulgaria Branch, KBC Investment Management, KBC Leasing.

    KBC's banc-assurance model, which is being successfully developed on the Bulgarian market by UBB and DZI, provides clients with the big advantage – to receive comprehensive financial solutions, saving money and time. This advantage of ours is one-of-a-kind.


    Management Board of the Bank.

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    Annual Reports

    Annual Reports of KBC Bank Bulgaria EAD.

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    Corporate Documents

    The bank is operating in compliance with standards, rules and procedures in accordance with adopted policies.

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    KBC Group in Bulgaria

    Basic infromations about companies, part of KBC Group in Bulgaria.

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    KBC Group

    Information about Belgian KBC Group.

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    Ratings by the international agency Fitch

    Ratings: Fitch Ratings
    Long term: A- / Outlook: Positive
    Short term: F1



    United Bulgarian Bank

    89B Vitosha Blvd., UBB Millennium Center, Sofia
    0700 1 17 17 Domestic line
    *71 71 Short number for mobile users


    KBC Group

    Havenlaan 2, B-1080, Brussels, Belgium