Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



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Corporate Banking


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


(+359 2) 91 985 101


(+359 2) 91 985 140


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


(+359 2) 962 41 02

Calls to 0700 10 000 are charged according to your tariff plan for calls to 0 700 numbers.

Calls to 1721 are billed as A1-A1 or Yettel-Yettel according to the subscribers own rate plan.



Viktor Spasov, Head of Factoring Department


(+ 359 2) 91 985 774

(+ 359) 886 999 569

Financial Institutions/ Sovereigns Department


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


(+359 2) 91 985 423


(+359 2) 943 45 57


Capital Markets Saled Department

Nayden Chernev, Head of Department


(+359 2) 91 985 456



(+ 359 2) 91 985 429

(+ 359 2) 91 985 454



(+359 2) 91 985 490

(+359 2) 91 985 496




Tariff for fees and commissions for Legal entities and Sole traders

Tariff for Banks

General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

All documents


Notifications from the bank about changes in products and services - interest, fees and commissions, loans, deposits.

All notifications


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    KBC Bank opens accounts for day-to-day bank operations and payments. Manage your funds for any cash or cashless transactions either on paper or through our online banking system.


    • Order and receive transfers in different currencies

      The currency may be different from the currency of the account and/or it may be the same.

    • Manage your funds in your account

      Cashless and cash operations* at any KBC Bank branch in the country and through our e-banking system.

    • Access to information

      You access information about your accounts at any KBC Bank branch in the country and through our e-banking system.


    KBC Bank opens current accounts for local and foreign companies, in Bulgarian leva and in foreign currencies - Euro, US dollars, Swiss francs, British pounds, Danish krones, Japanese yen, Norwegian krones, Swedish krones, Romanian leu, Polish zloty, Canadian dollars, Australian dollars, Hungarian forints and Czech krones.

    Information on account movements and balances can be obtained in different formats and via different channels.

    *Cash operations are offered for accounts in leva, euro, US dollars, British pounds and Swiss francs.


    You may open an account for a commercial company or a sole trader if you are a manager and represent the company, respectively a person representing the sole trader, and if you are explicitly authorized by the manager representing the company/trader for that purpose.

    Opening an account

    • You must submit completed bank forms: a Contract with a request for opening and maintaining a bank account and for providing bank services to Legal entities and a Specimen of the signatures; all specimen signatures must be handwritten in front of a responsible bank employee or certified by a notary.
    • In cases where you authorize third parties other than those authorized in the registration documents of the company to operate with the bank accounts, you must submit to the bank a notarized power of attorney and a specimen of the authorized person’s signatures or complete and sign the power of attorney for operating with the accounts and apply a specimen of the authorized person’ signatures handwritten in front of a responsible bank employee.
    • Depending on the type of company, the Bank may request additional documents for opening the account.
    • When opening an account, you must deposit the minimum required balance according to the Bank’s current Tariff.
    • You pay a one-off fee for opening an account based on the Bank’s current Tariff.
    • The Bank collects a monthly fee for maintaining the account based on the Bank’s current Tariff.

    Tax aspects related to the accounts

    According to the current Corporate Income Tax Act, foreign legal entities that do not have a permanent establishment in Bulgaria must pay a 10% withholding tax on certain types of income generated in Bulgaria, including income from interest on bank accounts.

    In view of the above, KBC Bank withholds 10% of the interest paid on client bank accounts and deposits.

    Note: Taxation can be avoided if there is an agreement to avoid double taxation between Bulgaria and the relevant country where the foreign legal entity is registered. In order to avoid taxation or obtain tax exemption, a foreign company must submit to the bank a document issued by the local tax authorities and certifying its status of a resident of the other country, a declaration by the company itself that it is the ultimate recipient of the income and that it has no a permanent establishment in the Republic of Bulgaria, and the company must also attach a document verifying the representative power to the persons who have signed the declaration.


    Call Center

    0700 10 000 (Vivacom)
    17 21 (A1 and Yettel)


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