Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000



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Corporate Banking


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


(+359 2) 91 985 101


(+359 2) 91 985 140


Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


(+359 2) 962 41 02

Calls to 0700 10 000 are charged according to your tariff plan for calls to 0 700 numbers.

Calls to 1721 are billed as A1-A1 or Yettel-Yettel according to the subscribers own rate plan.



Viktor Spasov, Head of Factoring Department


(+ 359 2) 91 985 774

(+ 359) 886 999 569

Financial Institutions/ Sovereigns Department


Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000


(+359 2) 91 985 423


(+359 2) 943 45 57


Capital Markets Saled Department

Nayden Chernev, Head of Department


(+359 2) 91 985 456



(+ 359 2) 91 985 429

(+ 359 2) 91 985 454



(+359 2) 91 985 490

(+359 2) 91 985 496




Tariff for fees and commissions for Legal entities and Sole traders

Tariff for Banks

General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

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    Guarantee Agreement JEREMIE Trade Finance

    JEREMIE Trade Finance Guarantee Program is developed in support of Small and Medium-sized enterprises, including Small Mid-Caps by providing enhanced access to trade finance products as well as working capital financing. 

    The transactions benefit from support from the Documentary Finance Guarantee Facility, implemented by the European Investment Fund and funded by the Ministry of Economy of Republic of Bulgaria within the framework of Programme with national funds received as reflows from JEREMIE Initiative operations.


    • Relaxed collateral requirements.

    • Competitive price terms.

    • Improved possibilities for financing.


    Credit parameters
    • Up to 3 000 000 EUR for SMEs
    • Up to 1 875 000 EUR for Small Mid-Caps

    Provided that the granted De minimis amount from the current and the previous 2 calendar years, including the De minimis from the current transaction do not cumulatively exceed 200 000 EUR (up to 100 000 EUR for companies operating in road freight transport).

    Currency EUR, BGN, USD
    Products guaranteed by JEREMIE Trade Finance
    • Working capital limits (Term limits, Revolving loans and Overdraft limits)
    • Trade finance (Letters of Credit, Letters of Guarantee, Factoring limits)
    Guarantee coverage 80 %
    • Minimum maturity – 6 months
    • Maximum maturity – 60 months, but not later than 31.12.2025

    The Final Recipients must comply with the requirements of JEREMIE Trade Finance Program and the requirements of the bank’s Credit Policy.


    Application procedure

    Micro, Small and Medium-sized enterprises according to the SME law (up to 249 employees) as well as Small Mid-Caps (up to 499 employees) registered and operating on the territory of Bulgaria which comply with at least one of the following criteria:

    • The enterprise is not an "undertaking in difficulty"(within the meaning of Commission Regulation (EU) No C (2014) 651/2014 of 17 June 2014).
    • The Final Recipient is not subject to collective insolvency proceedings.
    • The Final Recipient shall not have a substantial focus on one or more restricted Sectors set in JEREMIE Guarantee Agreement.

    Restricted activities:

    • Any production, trade or other activity, which is illegal under the laws or regulations of the Republic of Bulgaria.
    • Refinancing of an existing exposure, more than 30% of the loan amount.
    • Double financing of projects which benefit from financing from the national or EU budget.
    • Restricted activities in accordance with Commission Regulation (EU) No 1407/2013 of 18 December 2013.

    Additional advantages

    • Long –term partnership with the EIF under European Programmes financing.

    • Cooperation and support

      Highly-qualified experts with experience in the field of corporate lending and financial services.


    Corporate Banking Department

    Address: Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000
    Phone: (+359 2) 91 985 101
    Fax: (+359 2) 91 985 140

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