consetetur sadipscing elitr, sed diam nonumy eirmod tempor invidunt ut labore et dolore magna
Quick liquidity without additional collateral
You release cash flow immediately after you issue your invoices
Factoring is applicable to both domestic and foreign clients /payers/.
Factoring is a quick procedure that is expressed in transferring your receivables to the benefit of KBC Bank and the Bank finances those deferred payments without requiring additional collateral.
You release cash flow immediately after you issue your invoices
You get an opportunity to provide more favourable commercial terms to your payers than your competitors.
By accepting or rejecting a new customer for you, the Bank provides you with guidance for your future collaboration.
Possibility to be insured against commercial risks of non-payment by a payer chosen by you.
You transfer the process of administration and collection of your receivables to the Bank.
Minimum amount | 100 000 BGN |
Deferred payment | Between 20 and 240 days |
Utilisation Period | 12 months |
Price conditions | To be negotiated |
Factoring is a package of financial services including two or more of the following elements:
Factoring is applicable to both domestic and foreign clients /payers/.
Preliminary examination
KBC Bank gives you an opportunity to receive an offer within 24 hours with indicative parameters for approval of the desired factoring limit.
The conditions for applying for such a limit are:
In case you meet the above requirements and wish to receive an indicative offer for Factoring you can send an e-mail to address factoring.sales@raiffeisen.bg containing the exact name of your company, the uniform ID code of the company and the completed file Table of Payers.
Within 1 business day of submitting your information, the Factoring Department of KBC Bank will send you an opinion or an indicative offer and the Bank reserves the right to a final decision after a thorough review of the supplier and the payers under the transaction.
If you receive a positive opinion and wish to conclude a Factoring Agreement, you need to fill in a Factoring Application Form, which you have to send to the address of KBC Bank, Factoring Department.
The receivables must meet specific conditions:
Companies that may benefit from the Factoring services:
Head of Factoring
Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000
Phone: (+ 359 2) 91 985 261, (+ 359) 884 114 820
Factoring, Sales Department
Sofia 1407, 55 Nikola Vaptzarov Blvd, EXPO 2000
Phone: (+359 2) 91 985 268, (+359 2) 91 985 261, (+359 2) 91 985 264