89B Vitosha Blvd., UBB Millennium Center, Sofia, Bulgaria


Branches and ATMs

Find the nearest office or ATM

Call Center


0700 1 17 17 - Domestic line

*71 71 - Short number for mobile users


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Charging of outbound calls to the indicated telephone numbers for contact purposes is based on the tariffs of your mobile carrier.

UBB has no relation whatsoever to mobile carriers’ policies and tariff plans.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


(+359 2) 962 41 02



Tariff for fees and commissions for Legal entities and Sole traders

Tariff for Banks

General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

All documents


Notifications from the bank about changes in products and services - interest, fees and commissions, loans, deposits.

All notifications


KBC Bank Bulgaria and UBB united under the name United Bulgarian Bank (UBB)

On 10th of April 2023, UBB and KBC Bank Bulgaria officially united after the re-organization of KBC Bank Bulgaria EAD, through its merger into United Bulgarian Bank AD, was entered in the Commercial Register. The legal merger is the next step in the integration of the two banks after the Belgian KBC Group acquired the business of Raiffeisen Bank International in Bulgaria in the summer of 2022.

The process of the technical integration of UBB and present KBC Bank Bulgaria is underway. Until its finalization, our branch network, corporate website and the digital channels of the up-to-now KBC Bank Bulgaria will have a special symbol next to UBB logo. At this stage, clients do not need to take any actions and will continue to be serviced as until now. We will inform you about any future changes.


Saved pages

Here you can bookmark favorite pages for later by clicking on the “Save” button at the top of the page.

    Viewed pages

    List of last viewed pages.

    Financing investments for the production of solar energy for sale on the market, which are repaid by the cash flows generated by the specific projects.


    • Classification of the project

      According to the EU Taxonomy (Regulation 2020/852 of the EU and its attachments).

    • Structure

      The credit will be structured according to the specific features of the particular project.



    Project financing

    Opportunity for project financing (without commitment to the operating business)


    Realization of the project mainly through SPV.


    Up to 10 years.


    At least 30%.


    Competitive pricing upon agreement.

    Transparent financing conditions and clear parameters

    Transparent financing conditions with the provision of a detailed offer and clear parameters at an early stage of the project implementation


    The repayment of the loan is linked to the cash flows generated by the project. Possibility for balloon payment.


    Mortgage on the adjacent land and a pledge of commercial enterprise with individualization of assets.

    Specific requirements (including but not limited to):

    • Mortgage on the land with issued construction permission(-s) according to the project parameters; pledges/assignments and directed cash flow of the receivables from the projects.

    • Market valuation and asset insurance required.

    • Statement and Agreement for connection to the electricity transmission and distribution networks.

    • Engineering, procurement, and construction contract (EPC Contract).

    • Solar report and estimated production quantities, prepared according to the project parameters and specific choice of technology.

    • Operation and management (O&M) contract.

    • Estimated cash flows for the term of financing – investor’s valuation model.

    • EWRC (Energy and water regulation commission) electricity production license (for capacities over 5MW).

    • RIEW decision for assessment of the need for EIA or Environmental assessment for the project and/or the adjacent infrastructure.

    • Technical project for construction according to the Spatial Development Act and implementation of the administrative procedures according to Regulation №6 for connection of producers and customers of electricity to the transmission and distribution networks.

    Useful links