89B Vitosha Blvd., UBB Millennium Center, Sofia, Bulgaria


Branches and ATMs

Find the nearest office or ATM

Call Center


0700 1 17 17 - Domestic line

*71 71 - Short number for mobile users


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Charging of outbound calls to the indicated telephone numbers for contact purposes is based on the tariffs of your mobile carrier.

UBB has no relation whatsoever to mobile carriers’ policies and tariff plans.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


(+359 2) 962 41 02



Tariff for fees and commissions for Legal entities and Sole traders

Tariff for Banks

General Conditions and Forms

General Conditions and Forms for Legal entities and Sole traders.

All documents


Notifications from the bank about changes in products and services - interest, fees and commissions, loans, deposits.

All notifications


KBC Bank Bulgaria and UBB united under the name United Bulgarian Bank (UBB)

On 10th of April 2023, UBB and KBC Bank Bulgaria officially united after the re-organization of KBC Bank Bulgaria EAD, through its merger into United Bulgarian Bank AD, was entered in the Commercial Register. The legal merger is the next step in the integration of the two banks after the Belgian KBC Group acquired the business of Raiffeisen Bank International in Bulgaria in the summer of 2022.

The process of the technical integration of UBB and present KBC Bank Bulgaria is underway. Until its finalization, our branch network, corporate website and the digital channels of the up-to-now KBC Bank Bulgaria will have a special symbol next to UBB logo. At this stage, clients do not need to take any actions and will continue to be serviced as until now. We will inform you about any future changes.


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    Working Capital Loan

    Working capital financing with fixed repayment schedule, designed for the current needs of your business.


    • Flexibility

      Provides flexibility for meeting the current expenses coming from your company’s routine business.

    • Individually negotiated credit terms, tailored to your business needs.

    • Letters of Guarantee and Letters of Credit

      Possibility to use the credit for securing issued by KBC Bank Letters of Guarantee and Letters of Credit (upon agreement)

    • Option for allocation

      Option for allocation under European and national financial institutions’ guarantee lines under certain conditions, resulting in relaxed collateral requirements.


    Wide range of the possible loan purposes:

    • Purchase of prime and raw materials and goods
    • Other costs to suppliers
    • Overhead and other costs related to the ongoing activities of your company


    The agreed amount can be utilized once or repeatedly within the agreed term. A grace period on the principal is possible.


    The loan can be repaid in equal monthly principal installments or under another repayment schedule, preliminary agreed with the bank and depending on the business cycle of the particular business.


    The collateral is subject to an individual negotiation. If certain criteria are met a guarantee under European and national financial institutions could be used.


    Upon agreement.

    Additional advantages

    • Cooperation and support by highly-qualified experts with experience in the field of corporate lending and financial services.

    • Clear and transparent requirements for financing.

    • Experience in corporate lending in numerous industries.

    Contacts and assistance

    Corporate banking

    Corporate clients
    Sofia 1407
    55 Nikola Vaptzarov Blvd, EXPO 2000
    Phone: (+359 2) 91 985 101
    Fax: (+359 2) 91 985 140


    Visit the closest to you Regional corporate center.