89B Vitosha Blvd., UBB Millennium Center, Sofia, Bulgaria


Branches and ATMs

Find the nearest office or ATM

Call Center


0700 1 17 17 - Domestic line

*71 71 - Short number for mobile users


Working hours

Monday - Friday: 8:00 a.m. - 8:00 p.m

Saturday: 9:00 a.m. - 3:00 p.m.

Charging of outbound calls to the indicated telephone numbers for contact purposes is based on the tariffs of your mobile carrier.

UBB has no relation whatsoever to mobile carriers’ policies and tariff plans.

Card and POS terminals assistance

24 hours bank cards and POS terminals assistance center


(+359 2) 962 41 02



Tariff for Fees and Commissions for Individual Clients

General Conditions and Forms

General Conditions and Forms for Individual Clients.

All documents


Notifications from the bank about changes in products and services - interest, fees and commissions, loans, deposits.

All notifications


KBC Bank Bulgaria and UBB united under the name United Bulgarian Bank (UBB)

On 10th of April 2023, UBB and KBC Bank Bulgaria officially united after the re-organization of KBC Bank Bulgaria EAD, through its merger into United Bulgarian Bank AD, was entered in the Commercial Register. The legal merger is the next step in the integration of the two banks after the Belgian KBC Group acquired the business of Raiffeisen Bank International in Bulgaria in the summer of 2022.

The process of the technical integration of UBB and present KBC Bank Bulgaria is underway. Until its finalization, our branch network, corporate website and the digital channels of the up-to-now KBC Bank Bulgaria will have a special symbol next to UBB logo. At this stage, clients do not need to take any actions and will continue to be serviced as until now. We will inform you about any future changes.


Saved pages

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    Viewed pages

    List of last viewed pages.

    Bank with one look or touch of your mobile device!

    Your personal bank is with you everywhere with the mobile app KBC Mobile Bulgaria! Now with the possibility of login with fingerprint or face recognition for all devices that support the functionality!

    * All described KBC Mobile Bulgaria services and functionalities are available for customers who have signed a payment services contract with KBC Bank.

    * All described KBC Mobile Bulgaria services and functionalities are available for customers who have signed a payment services contract with KBC Bank Bulgaria.

    Why KBC Mobile Bulgaria

    • Confirm online purchases with ePIN

      Set a static password (ePIN) for online purchases.

    • Add your cards to DigiPay and Apple Wallet digital wallets.

      Use KBC Mobile Bulgaria to add your bank cards to your preferred digital wallet.

    • Check analyses of your payments

      Convenient review of your monthly expenses.

    • Apply a bank product according your needs

      Apply for a credit card or personal loan.

    • Sign credit documents

      Sign documents for a loan you claim entirely digitally through KBC Mobile Bulgaria.

    • Quick money transfer to phone number

      Make a money transfer without IBAN number to your phone contacts, who are clients of KBC Bank.

    • Pay bill payments fast and easy

      Pay a utility service up to 650 providers.

    • Phone notification

      Get instant information for incoming transfer, utility payments, credit offers and currency rates.

    • Fast and safety login

      Your accounts are one touch away by using a biometric login.

    If you’ve never used KBC Online Bulgaria or KBC Mobile Bulgaria until now

    • Download and install KBC Mobile Bulgaria from Google Play, AppGallery or App Store.
    • Make a registration in KBC Mobile Bulgaria with Registration button using your personal Bulgarian ID number and phone number provided in the Bank.
    • Enter SMS code for confirmation and set username and password.
    • Visit our branch for setting banking rights.

    Login in KBC Mobile Bulgaria, if you have registration in KBC Online Bulgaria. You use the same username and password to access the service.


    You receive the latest information

    • Check current and card account balances and monitor account activity.
    • Get analyses in detail for your expenses every month.
    • Receive information on loan products and deposits.
    • Thanks to the clear graphical layout, you quickly gain a complete picture of your available funds.
    • You can view all offers and messages.
    • Get a notice with information about your bank details.

    Manage your Cards

    • Turn your card on and off.
    • View the exact balance of your cards.
    • Change your mobile phone number to receive an authorization code for online payments (3-D Secure).
    • Change the operational limits of your cards.
    • Exchange points for the loyalty program (credit cards only).
    • Set an ePIN for online purchases.

    Initiate transfers

    • Initiate transfer to another client of the bank without the need of an IBAN through "Quick money transfer to phone number".
    • Apply a transfer easily by selecting the code that appears in the phone keypad in the SMS code filed.
    • Choose a recipient by drop-down list of all your recipients so far.
    • All it takes is a few steps to initiate BGN or foreign currency transfers worth up to BGN 5000.
    • When the money is going to one of your other accounts with the bank, you can initiate transfers of up to EUR 15,000 or the BGN equivalence without SMS or token verification.
    • Select and initiate transfers using templates saved in KBC Mobile Bulgaria or KBC Online Bulgaria.

    Calculate exchange rates and find the nearest office or cash machine.

    • Convert all major currencies using an intuitive currency calculator.
    • Find your nearest offices and cash machines without being logged into your account.

    How to activate KBC Mobile Bulgaria

    All you need to use the mobile app is to be a registered user of KBC Online Bulgaria. You use the same username and password to access the service.

    If you did not register for internet and mobile banking in our branch, you can do it online via KBC Mobile Bulgaria.

    Install the mobile app

    Download Mobile App from App Store

    Compatibility iPhone, iPad (iOS version 11.0 or higher) Mobile app for iOS

    Download Mobile App from Google Play

    Compatibility AndroidTM (version 6.0 or higher)

    Mobile app for Adnroid.

    Download Mobile App from AppGallery

    Compatibility AndroidTM (version 6.0 or higher)

    Мобилно приложение за Adnroid.

    Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc. 
    Android is a trademark of Google Inc. Google Play is a trademark of Google Inc.
    AppGallery is Huawei official app distribution platform.


    Call Center

    0700 1 17 17 (domestic line)
    *7171 (for subscribers of mobile operators)

    +3592 483 1717 (for international subscribers)



    Visit the nearest office of the bank.

    Frequently Asked Questions

    Respond to the most frequently asked questions about online banking.